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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,556 | $202,342-52.8% | $172,752-44.7% | $152,897-37.5% |
| Participation rate | 100.0% | 87.1%+12.9pp | 82.6%+17.4pp | 82.5%+17.5pp |
| Annual return | 15.80% | 1029.83%-1014.0pp | 802.97%-787.2pp | 345.43%-329.6pp |
| Employer contribution / active EE | $6,843 | $5,858+16.8% | $5,144+33.0% | $4,764+43.7% |
| Participant deferral / active EE | $5,043 | $5,948-15.2% | $5,198-3.0% | $5,851-13.8% |
| Admin fee / account holder | $536 | $17,111-96.9% | $13,955-96.2% | $11,599-95.4% |