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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,521 | $59,813-77.4% | $79,580-83.0% | $68,486-80.3% |
| Participation rate | 85.5% | 61.1%+24.4pp | 69.5%+16.0pp | 67.9%+17.6pp |
| Annual return | -24.17% | -12.30%-11.9pp | 0.15%-24.3pp | -7.85%-16.3pp |
| Employer contribution / active EE | $2,090 | $1,505+38.8% | $2,413-13.4% | $2,597-19.5% |
| Participant deferral / active EE | $3,026 | $3,0240% | $3,985-24.1% | $4,028-24.9% |
| Admin fee / account holder | $2,024 | $4,835-58.1% | $6,835-70.4% | $5,404-62.5% |