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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,301 | $209,847-81.3% | $189,520-79.3% | $167,518-76.5% |
| Participation rate | 66.7% | 88.7%-22.0pp | 87.8%-21.1pp | 82.1%-15.4pp |
| Annual return | 38.38% | 748.45%-710.1pp | 555.25%-516.9pp | 478.71%-440.3pp |
| Employer contribution / active EE | $6,298 | $6,913-8.9% | $6,161+2.2% | $4,838+30.2% |
| Participant deferral / active EE | $8,747 | $8,934-2.1% | $8,220+6.4% | $6,342+37.9% |
| Admin fee / account holder | $1,301 | $14,295-90.9% | $12,046-89.2% | $12,312-89.4% |