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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,226 | $154,193-81.0% | $130,045-77.5% | $139,466-79.0% |
| Participation rate | 25.0% | 82.0%-57.0pp | 78.5%-53.5pp | 80.3%-55.3pp |
| Annual return | 28.38% | 32.51%-4.1pp | -137.30%+165.7pp | 373.66%-345.3pp |
| Employer contribution / active EE | $917 | $5,292-82.7% | $4,321-78.8% | $4,754-80.7% |
| Participant deferral / active EE | $2,471 | $6,709-63.2% | $5,820-57.5% | $6,712-63.2% |
| Admin fee / account holder | $83 | $13,989-99.4% | $10,600-99.2% | $11,409-99.3% |