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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,727 | $142,409-89.0% | $119,634-86.9% | $134,545-88.3% |
| Participation rate | 30.8% | 82.8%-52.1pp | 79.3%-48.5pp | 81.2%-50.5pp |
| Annual return | -25.66% | -12.46%-13.2pp | -14.98%-10.7pp | 418.37%-444.0pp |
| Employer contribution / active EE | $1,357 | $5,224-74.0% | $4,232-67.9% | $4,742-71.4% |
| Participant deferral / active EE | $3,440 | $6,468-46.8% | $5,601-38.6% | $6,401-46.3% |
| Admin fee / account holder | $40 | $13,594-99.7% | $10,329-99.6% | $11,431-99.7% |