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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,435 | $85,766-64.5% | $136,298-77.7% | $70,126-56.6% |
| Participation rate | 62.7% | 74.2%-11.4pp | 81.9%-19.2pp | 69.5%-6.8pp |
| Annual return | 20.41% | 31.46%-11.0pp | 5156.27%-5135.9pp | 73.15%-52.7pp |
| Employer contribution / active EE | $1,606 | $2,966-45.8% | $4,696-65.8% | $2,343-31.4% |
| Participant deferral / active EE | $2,927 | $5,051-42.1% | $6,247-53.1% | $3,332-12.1% |
| Admin fee / account holder | $614 | $5,421-88.7% | $9,244-93.4% | $4,645-86.8% |