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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,521 | $159,934+41.0% | $147,005+53.4% | $145,959+54.5% |
| Participation rate | 58.8% | 84.0%-25.2pp | 82.2%-23.3pp | 80.3%-21.5pp |
| Annual return | 132.56% | 98.24%+34.3pp | 418.76%-286.2pp | 561.95%-429.4pp |
| Employer contribution / active EE | $1,469 | $5,287-72.2% | $4,934-70.2% | $4,661-68.5% |
| Participant deferral / active EE | $4,733 | $8,427-43.8% | $8,070-41.4% | $6,689-29.2% |
| Admin fee / account holder | $8,103 | $15,053-46.2% | $13,006-37.7% | $13,398-39.5% |