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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,521 | $160,070+40.9% | $147,117+53.3% | $145,897+54.6% |
| Participation rate | 58.8% | 84.0%-25.2pp | 82.2%-23.4pp | 80.3%-21.5pp |
| Annual return | 132.56% | 98.69%+33.9pp | 420.54%-288.0pp | 552.29%-419.7pp |
| Employer contribution / active EE | $1,469 | $5,285-72.2% | $4,932-70.2% | $4,663-68.5% |
| Participant deferral / active EE | $4,733 | $8,419-43.8% | $8,065-41.3% | $6,689-29.2% |
| Admin fee / account holder | $8,103 | $15,035-46.1% | $12,993-37.6% | $13,390-39.5% |