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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,513 | $157,276-7.5% | $141,177+3.1% | $152,885-4.8% |
| Participation rate | 16.7% | 84.8%-68.2pp | 82.5%-65.8pp | 82.5%-65.8pp |
| Annual return | 21.49% | 64.33%-42.8pp | 71.40%-49.9pp | 345.39%-323.9pp |
| Employer contribution / active EE | $2,608 | $5,262-50.4% | $4,736-44.9% | $4,763-45.2% |
| Participant deferral / active EE | $4,813 | $7,110-32.3% | $6,710-28.3% | $5,851-17.7% |
| Admin fee / account holder | $2,624 | $12,123-78.4% | $10,263-74.4% | $11,598-77.4% |