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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $51,350 | $105,160-51.2% | $94,679-45.8% | $139,456-63.2% |
| Participation rate | 93.3% | 82.4%+11.0pp | 80.8%+12.5pp | 80.3%+13.0pp |
| Annual return | 21.31% | 38.04%-16.7pp | 156.75%-135.4pp | 373.45%-352.1pp |
| Employer contribution / active EE | $10 | $4,107-99.7% | $3,673-99.7% | $4,753-99.8% |
| Participant deferral / active EE | $13,877 | $7,599+82.6% | $7,417+87.1% | $6,711+106.8% |
| Admin fee / account holder | $2,930 | $8,988-67.4% | $7,233-59.5% | $11,407-74.3% |