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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,109 | $171,867-70.8% | $149,721-66.5% | $147,586-66.0% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 16.35% | 2113.36%-2097.0pp | 1501.67%-1485.3pp | 578.59%-562.2pp |
| Employer contribution / active EE | $8,018 | $6,275+27.8% | $5,444+47.3% | $4,876+64.4% |
| Participant deferral / active EE | $5,083 | $7,270-30.1% | $6,568-22.6% | $5,439-6.5% |
| Admin fee / account holder | $362 | $13,799-97.4% | $11,282-96.8% | $10,886-96.7% |