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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,723 | $150,446-65.0% | $136,297-61.3% | $147,585-64.3% |
| Participation rate | 100.0% | 84.4%+15.6pp | 81.9%+18.1pp | 82.8%+17.2pp |
| Annual return | 28.07% | 1049.14%-1021.1pp | 5156.19%-5128.1pp | 578.58%-550.5pp |
| Employer contribution / active EE | $2,320 | $5,256-55.9% | $4,696-50.6% | $4,876-52.4% |
| Participant deferral / active EE | $2,900 | $6,631-56.3% | $6,247-53.6% | $5,439-46.7% |
| Admin fee / account holder | $375 | $10,906-96.6% | $9,244-95.9% | $10,886-96.6% |