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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,605 | $84,628+16.5% | $61,501+60.3% | $134,545-26.7% |
| Participation rate | 17.4% | 62.2%-44.8pp | 52.6%-35.2pp | 81.2%-63.8pp |
| Annual return | -19.67% | 585.61%-605.3pp | 339.04%-358.7pp | 418.37%-438.0pp |
| Employer contribution / active EE | $0 | $1,545-100.0% | $1,160-100.0% | $4,742-100.0% |
| Participant deferral / active EE | $1,485 | $2,819-47.3% | $2,125-30.1% | $6,401-76.8% |
| Admin fee / account holder | $3,673 | $2,587+41.9% | $2,132+72.3% | $11,431-67.9% |