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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,669 | $110,551+5.5% | $80,741+44.5% | $167,536-30.4% |
| Participation rate | 16.7% | 64.0%-47.3pp | 54.2%-37.5pp | 82.1%-65.4pp |
| Annual return | 14.61% | 120.57%-106.0pp | 87.30%-72.7pp | 478.82%-464.2pp |
| Employer contribution / active EE | $0 | $1,543-100.0% | $1,160-100.0% | $4,839-100.0% |
| Participant deferral / active EE | $1,960 | $2,870-31.7% | $2,145-8.6% | $6,342-69.1% |
| Admin fee / account holder | $20,992 | $4,547+361.7% | $3,380+521.0% | $12,315+70.5% |