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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,428 | $202,342-90.9% | $172,752-89.3% | $152,897-87.9% |
| Participation rate | 85.7% | 87.1%-1.3pp | 82.6%+3.1pp | 82.5%+3.3pp |
| Annual return | 23.01% | 1029.83%-1006.8pp | 802.97%-780.0pp | 345.43%-322.4pp |
| Employer contribution / active EE | $1,509 | $5,858-74.2% | $5,144-70.7% | $4,764-68.3% |
| Participant deferral / active EE | $2,368 | $5,948-60.2% | $5,198-54.4% | $5,851-59.5% |
| Admin fee / account holder | $341 | $17,111-98.0% | $13,955-97.6% | $11,599-97.1% |