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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,756 | $114,073-89.7% | $96,161-87.8% | $167,518-93.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 68.4%+31.6pp | 82.1%+17.9pp |
| Annual return | 12.14% | 189.95%-177.8pp | 192.01%-179.9pp | 478.71%-466.6pp |
| Employer contribution / active EE | $1,352 | $3,428-60.6% | $2,798-51.7% | $4,838-72.1% |
| Participant deferral / active EE | $3,264 | $5,195-37.2% | $4,349-24.9% | $6,342-48.5% |
| Admin fee / account holder | $1,706 | $6,899-75.3% | $5,538-69.2% | $12,312-86.1% |