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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,009 | $162,785-71.1% | $133,959-64.9% | $158,950-70.4% |
| Participation rate | 95.2% | 83.2%+12.0pp | 79.8%+15.4pp | 82.0%+13.3pp |
| Annual return | 14.07% | 41.94%-27.9pp | 45.09%-31.0pp | 302.91%-288.8pp |
| Employer contribution / active EE | $9,123 | $4,975+83.4% | $3,919+132.8% | $4,762+91.6% |
| Participant deferral / active EE | $5,427 | $5,910-8.2% | $5,047+7.5% | $5,983-9.3% |
| Admin fee / account holder | $302 | $11,738-97.4% | $8,928-96.6% | $11,248-97.3% |