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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,353 | $64,359-35.7% | $90,161-54.1% | $70,126-41.0% |
| Participation rate | 60.9% | 70.4%-9.6pp | 76.9%-16.0pp | 69.5%-8.7pp |
| Annual return | 39.35% | 28.13%+11.2pp | 34.89%+4.5pp | 73.15%-33.8pp |
| Employer contribution / active EE | $1,342 | $2,046-34.4% | $3,318-59.6% | $2,343-42.7% |
| Participant deferral / active EE | $2,408 | $4,389-45.1% | $5,287-54.5% | $3,332-27.7% |
| Admin fee / account holder | $456 | $3,945-88.4% | $5,943-92.3% | $4,645-90.2% |