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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,739 | $56,277-43.6% | $80,976-60.8% | $62,891-49.5% |
| Participation rate | 65.6% | 69.0%-3.3pp | 75.8%-10.2pp | 69.3%-3.7pp |
| Annual return | 29.68% | 22.12%+7.6pp | 17.10%+12.6pp | 20.14%+9.5pp |
| Employer contribution / active EE | $1,562 | $1,943-19.6% | $3,714-57.9% | $2,281-31.5% |
| Participant deferral / active EE | $2,949 | $4,195-29.7% | $5,696-48.2% | $3,203-7.9% |
| Admin fee / account holder | $7,951 | $3,741+112.6% | $5,516+44.1% | $4,296+85.1% |