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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,471 | $105,864-56.1% | $90,162-48.5% | $147,585-68.5% |
| Participation rate | 90.9% | 79.7%+11.2pp | 76.9%+14.0pp | 82.8%+8.1pp |
| Annual return | 17.60% | 37.63%-20.0pp | 34.88%-17.3pp | 578.57%-561.0pp |
| Employer contribution / active EE | $0 | $4,126-100.0% | $3,318-100.0% | $4,876-100.0% |
| Participant deferral / active EE | $11,573 | $5,733+101.9% | $5,287+118.9% | $5,439+112.8% |
| Admin fee / account holder | $7,185 | $8,046-10.7% | $5,943+20.9% | $10,885-34.0% |