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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,858 | $110,551-88.4% | $80,741-84.1% | $167,536-92.3% |
| Participation rate | 100.0% | 64.0%+36.0pp | 54.2%+45.8pp | 82.1%+17.9pp |
| Annual return | 0.00% | 120.57%-120.6pp | 87.30%-87.3pp | 478.82%-478.8pp |
| Employer contribution / active EE | $4,396 | $1,543+185.0% | $1,160+279.0% | $4,839-9.1% |
| Participant deferral / active EE | $8,757 | $2,870+205.1% | $2,145+308.2% | $6,342+38.1% |
| Admin fee / account holder | $799 | $4,547-82.4% | $3,380-76.4% | $12,315-93.5% |