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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,765 | $102,429+13.0% | $147,096-21.3% | $80,925+43.1% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 20.16% | 135.02%-114.9pp | 419.75%-399.6pp | 35.65%-15.5pp |
| Employer contribution / active EE | $8,869 | $3,716+138.7% | $4,936+79.7% | $2,756+221.8% |
| Participant deferral / active EE | $10,794 | $6,649+62.4% | $8,071+33.7% | $4,299+151.1% |
| Admin fee / account holder | $3,470 | $7,957-56.4% | $13,005-73.3% | $6,940-50.0% |