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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,746 | $98,776-55.7% | $149,745-70.8% | $79,856-45.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 44.77% | 27.38%+17.4pp | 276.72%-232.0pp | 31.71%+13.1pp |
| Employer contribution / active EE | $9,584 | $3,217+197.9% | $4,646+106.3% | $2,471+287.8% |
| Participant deferral / active EE | $9,560 | $5,681+68.3% | $6,843+39.7% | $3,741+155.6% |
| Admin fee / account holder | $879 | $6,053-85.5% | $9,312-90.6% | $5,306-83.4% |