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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,765 | $102,422+13.0% | $147,117-21.3% | $80,959+43.0% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 20.16% | 135.16%-115.0pp | 420.54%-400.4pp | 35.67%-15.5pp |
| Employer contribution / active EE | $8,869 | $3,717+138.6% | $4,932+79.8% | $2,757+221.7% |
| Participant deferral / active EE | $10,794 | $6,652+62.3% | $8,065+33.8% | $4,300+151.0% |
| Admin fee / account holder | $3,470 | $7,953-56.4% | $12,993-73.3% | $6,925-49.9% |