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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $209,521 | $175,257+19.6% | $149,717+39.9% | $139,456+50.2% |
| Participation rate | 75.0% | 83.4%-8.4pp | 78.8%-3.8pp | 80.3%-5.3pp |
| Annual return | 2.73% | 166.70%-164.0pp | 134.41%-131.7pp | 373.45%-370.7pp |
| Employer contribution / active EE | $6,677 | $5,477+21.9% | $4,820+38.5% | $4,753+40.5% |
| Participant deferral / active EE | $3,750 | $6,521-42.5% | $5,682-34.0% | $6,711-44.1% |
| Admin fee / account holder | $70,163 | $16,156+334.3% | $13,213+431.0% | $11,407+515.1% |