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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,806 | $165,361-78.3% | $149,715-76.1% | $158,950-77.5% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 20.54% | 348.24%-327.7pp | 276.66%-256.1pp | 302.91%-282.4pp |
| Employer contribution / active EE | $4,849 | $5,103-5.0% | $4,645+4.4% | $4,762+1.8% |
| Participant deferral / active EE | $3,650 | $7,182-49.2% | $6,842-46.7% | $5,983-39.0% |
| Admin fee / account holder | $461 | $10,808-95.7% | $9,310-95.0% | $11,248-95.9% |