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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,583 | $95,895+50.8% | $79,576+81.7% | $134,509+7.5% |
| Participation rate | 50.0% | 75.0%-25.0pp | 69.5%-19.5pp | 81.2%-31.2pp |
| Annual return | -15.70% | -2.72%-13.0pp | 0.15%-15.8pp | 418.13%-433.8pp |
| Employer contribution / active EE | $2,220 | $3,128-29.1% | $2,413-8.0% | $4,741-53.2% |
| Participant deferral / active EE | $4,903 | $4,693+4.5% | $3,985+23.0% | $6,400-23.4% |
| Admin fee / account holder | $4,576 | $9,129-49.9% | $6,834-33.0% | $11,427-60.0% |