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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,828 | $108,212-17.9% | $77,513+14.6% | $158,966-44.1% |
| Participation rate | 18.2% | 64.4%-46.2pp | 54.2%-36.0pp | 82.0%-63.8pp |
| Annual return | 534.70% | 31.67%+503.0pp | 54.81%+479.9pp | 302.95%+231.8pp |
| Employer contribution / active EE | $1,299 | $1,325-2.0% | $987+31.6% | $4,762-72.7% |
| Participant deferral / active EE | $7,091 | $2,455+188.8% | $1,861+281.0% | $5,983+18.5% |
| Admin fee / account holder | $0 | $3,709-100.0% | $2,859-100.0% | $11,250-100.0% |