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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $199,884 | $165,381+20.9% | $149,730+33.5% | $158,966+25.7% |
| Participation rate | 100.0% | 84.6%+15.4pp | 82.5%+17.5pp | 82.0%+18.0pp |
| Annual return | 22.27% | 348.29%-326.0pp | 276.70%-254.4pp | 302.95%-280.7pp |
| Employer contribution / active EE | $7,408 | $5,104+45.1% | $4,645+59.5% | $4,762+55.6% |
| Participant deferral / active EE | $20,281 | $7,182+182.4% | $6,843+196.4% | $5,983+239.0% |
| Admin fee / account holder | $34,774 | $10,809+221.7% | $9,310+273.5% | $11,250+209.1% |