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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,850 | $22,602-25.4% | $65,566-74.3% | $75,173-77.6% |
| Participation rate | 96.2% | 63.1%+33.1pp | 64.9%+31.2pp | 67.2%+29.0pp |
| Annual return | 15.79% | 71.13%-55.3pp | 47.40%-31.6pp | 160.72%-144.9pp |
| Employer contribution / active EE | $1,047 | $941+11.3% | $1,692-38.1% | $2,671-60.8% |
| Participant deferral / active EE | $1,558 | $1,695-8.1% | $2,832-45.0% | $4,126-62.2% |
| Admin fee / account holder | $2,279 | $1,877+21.4% | $4,114-44.6% | $5,651-59.7% |