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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,762 | $42,910+2.0% | $60,919-28.2% | $68,490-36.1% |
| Participation rate | 85.7% | 66.8%+19.0pp | 73.1%+12.6pp | 67.9%+17.8pp |
| Annual return | -19.59% | -13.99%-5.6pp | 16.96%-36.6pp | -7.85%-11.7pp |
| Employer contribution / active EE | $2,445 | $1,978+23.6% | $2,704-9.6% | $2,597-5.8% |
| Participant deferral / active EE | $7,168 | $2,866+150.1% | $3,814+87.9% | $4,028+78.0% |
| Admin fee / account holder | $2,496 | $3,104-19.6% | $3,228-22.7% | $5,403-53.8% |