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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,106 | $40,275-62.5% | $57,356-73.7% | $59,633-74.7% |
| Participation rate | 64.2% | 69.1%-5.0pp | 75.1%-10.9pp | 68.7%-4.5pp |
| Annual return | -1.05% | 27.52%-28.6pp | 24.41%-25.5pp | 2041.45%-2042.5pp |
| Employer contribution / active EE | $1,245 | $1,921-35.2% | $2,689-53.7% | $2,203-43.5% |
| Participant deferral / active EE | $3,027 | $2,400+26.1% | $3,162-4.2% | $3,192-5.1% |
| Admin fee / account holder | $167 | $2,820-94.1% | $3,357-95.0% | $4,297-96.1% |