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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,776 | $107,353-77.9% | $92,903-74.4% | $152,885-84.4% |
| Participation rate | 86.7% | 79.8%+6.9pp | 76.0%+10.7pp | 82.5%+4.2pp |
| Annual return | 37.70% | 145.62%-107.9pp | 109.43%-71.7pp | 345.39%-307.7pp |
| Employer contribution / active EE | $6,618 | $4,222+56.8% | $3,653+81.2% | $4,763+38.9% |
| Participant deferral / active EE | $6,428 | $4,848+32.6% | $4,238+51.7% | $5,851+9.9% |
| Admin fee / account holder | $2,503 | $7,081-64.7% | $5,795-56.8% | $11,598-78.4% |