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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,088 | $67,602+24.4% | $82,312+2.2% | $70,126+19.9% |
| Participation rate | 79.4% | 72.8%+6.6pp | 76.9%+2.5pp | 69.5%+9.8pp |
| Annual return | 13.47% | 21.57%-8.1pp | 25.88%-12.4pp | 73.15%-59.7pp |
| Employer contribution / active EE | $0 | $1,755-100.0% | $2,428-100.0% | $2,343-100.0% |
| Participant deferral / active EE | $3,710 | $2,987+24.2% | $3,706+0.1% | $3,332+11.4% |
| Admin fee / account holder | $8,762 | $4,512+94.2% | $5,608+56.2% | $4,645+88.6% |