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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,877 | $217,427-61.9% | $185,837-55.4% | $167,518-50.5% |
| Participation rate | 85.7% | 86.0%-0.3pp | 81.7%+4.0pp | 82.1%+3.6pp |
| Annual return | 15.18% | 148.39%-133.2pp | 122.08%-106.9pp | 478.71%-463.5pp |
| Employer contribution / active EE | $2,110 | $5,874-64.1% | $5,168-59.2% | $4,838-56.4% |
| Participant deferral / active EE | $4,779 | $6,357-24.8% | $5,568-14.2% | $6,342-24.6% |
| Admin fee / account holder | $930 | $19,816-95.3% | $16,241-94.3% | $12,312-92.4% |