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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,672 | $92,684-21.6% | $82,706-12.1% | $134,509-46.0% |
| Participation rate | 57.1% | 75.2%-18.1pp | 72.6%-15.4pp | 81.2%-24.1pp |
| Annual return | -16.46% | 945.84%-962.3pp | 701.76%-718.2pp | 418.13%-434.6pp |
| Employer contribution / active EE | $8,023 | $3,272+145.2% | $3,007+166.8% | $4,741+69.3% |
| Participant deferral / active EE | $7,405 | $4,800+54.3% | $4,394+68.5% | $6,400+15.7% |
| Admin fee / account holder | $3,329 | $5,982-44.3% | $5,329-37.5% | $11,427-70.9% |