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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,148 | $73,823-83.5% | $379,746-96.8% | $73,493-83.5% |
| Participation rate | 66.9% | 73.1%-6.2pp | 78.4%-11.5pp | 70.7%-3.8pp |
| Annual return | 30.17% | 29.06%+1.1pp | 34.90%-4.7pp | 28.51%+1.7pp |
| Employer contribution / active EE | $618 | $2,472-75.0% | $3,540-82.5% | $2,270-72.8% |
| Participant deferral / active EE | $2,380 | $4,038-41.1% | $6,024-60.5% | $3,740-36.4% |
| Admin fee / account holder | $119 | $607-80.4% | $7,927-98.5% | $513-76.8% |