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| Provider | Service type | Compensation |
|---|---|---|
Service code 59 | Shareholder Servicing | $0 |
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,884 | $59,186-83.3% | $76,768-87.1% | $56,287-82.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 77.0%+23.0pp | 69.9%+30.1pp |
| Annual return | -15.12% | 6.62%-21.7pp | 2.43%-17.5pp | -9.96%-5.2pp |
| Employer contribution / active EE | $3,154 | $1,759+79.3% | $2,485+26.9% | $2,111+49.4% |
| Participant deferral / active EE | $6,367 | $3,255+95.6% | $3,852+65.3% | $3,350+90.1% |
| Admin fee / account holder | $16 | $489-96.7% | $6,675-99.8% | $521-96.9% |