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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,191 | $176,838-66.5% | $146,685-59.6% | $167,518-64.7% |
| Participation rate | 100.0% | 83.6%+16.4pp | 80.1%+19.9pp | 82.1%+17.9pp |
| Annual return | 5.64% | 24.04%-18.4pp | 22.75%-17.1pp | 478.71%-473.1pp |
| Employer contribution / active EE | $19,832 | $5,161+284.3% | $4,137+379.4% | $4,838+309.9% |
| Participant deferral / active EE | $6,010 | $6,441-6.7% | $5,507+9.1% | $6,342-5.2% |
| Admin fee / account holder | $307 | $13,262-97.7% | $10,281-97.0% | $12,312-97.5% |