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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $194,621 | $148,629+30.9% | $135,982+43.1% | $139,487+39.5% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 35.75% | 79.33%-43.6pp | 68.32%-32.6pp | 373.84%-338.1pp |
| Employer contribution / active EE | $18,448 | $5,247+251.6% | $4,859+279.7% | $4,755+288.0% |
| Participant deferral / active EE | $10,344 | $8,102+27.7% | $7,760+33.3% | $6,713+54.1% |
| Admin fee / account holder | $422 | $12,406-96.6% | $10,767-96.1% | $11,407-96.3% |