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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,921 | $138,114+27.4% | $125,391+40.3% | $134,545+30.8% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -23.82% | 750.88%-774.7pp | 572.41%-596.2pp | 418.37%-442.2pp |
| Employer contribution / active EE | $15,458 | $5,246+194.7% | $4,816+221.0% | $4,742+226.0% |
| Participant deferral / active EE | $12,569 | $7,801+61.1% | $7,448+68.8% | $6,401+96.4% |
| Admin fee / account holder | $641 | $11,570-94.5% | $10,009-93.6% | $11,431-94.4% |