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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,760 | $78,694-26.6% | $67,653-14.6% | $125,388-53.9% |
| Participation rate | 100.0% | 78.8%+21.2pp | 75.7%+24.3pp | 83.2%+16.8pp |
| Annual return | -1.69% | 9.46%-11.1pp | 6625.22%-6626.9pp | 282.24%-283.9pp |
| Employer contribution / active EE | $9,140 | $3,044+200.3% | $2,266+303.4% | $4,866+87.8% |
| Participant deferral / active EE | $24,624 | $4,292+473.7% | $3,560+591.8% | $5,352+360.1% |
| Admin fee / account holder | $1,287 | $7,403-82.6% | $4,821-73.3% | $9,541-86.5% |