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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,850 | $106,749-70.2% | $145,433-78.1% | $82,448-61.4% |
| Participation rate | 96.5% | 75.6%+20.8pp | 82.1%+14.4pp | 68.1%+28.4pp |
| Annual return | 17.62% | 27.59%-10.0pp | 66.58%-49.0pp | 41.64%-24.0pp |
| Employer contribution / active EE | $2,731 | $3,444-20.7% | $4,554-40.0% | $2,551+7.1% |
| Participant deferral / active EE | $6,210 | $6,519-4.7% | $7,897-21.4% | $4,139+50.0% |
| Admin fee / account holder | $1,741 | $8,390-79.2% | $13,129-86.7% | $7,234-75.9% |