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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,187 | $156,927-73.8% | $121,169-66.0% | $139,456-70.5% |
| Participation rate | 46.2% | 76.4%-30.3pp | 69.5%-23.4pp | 80.3%-34.2pp |
| Annual return | 13.50% | 1475.85%-1462.3pp | 986.71%-973.2pp | 373.45%-359.9pp |
| Employer contribution / active EE | $1,483 | $5,542-73.2% | $4,168-64.4% | $4,753-68.8% |
| Participant deferral / active EE | $2,769 | $4,848-42.9% | $4,083-32.2% | $6,711-58.7% |
| Admin fee / account holder | $108 | $6,946-98.4% | $5,645-98.1% | $11,407-99.1% |