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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,409 | $68,398-45.3% | $94,664-60.5% | $75,173-50.2% |
| Participation rate | 97.6% | 76.1%+21.6pp | 80.8%+16.8pp | 67.2%+30.4pp |
| Annual return | 19.01% | 616.72%-597.7pp | 156.84%-137.8pp | 160.72%-141.7pp |
| Employer contribution / active EE | $3,385 | $2,701+25.3% | $3,673-7.8% | $2,671+26.7% |
| Participant deferral / active EE | $9,849 | $6,537+50.7% | $7,417+32.8% | $4,126+138.7% |
| Admin fee / account holder | $3,936 | $5,324-26.1% | $7,222-45.5% | $5,651-30.3% |