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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,423 | $72,177-81.4% | $115,038-88.3% | $59,633-77.5% |
| Participation rate | 70.4% | 72.6%-2.2pp | 81.4%-11.0pp | 68.7%+1.7pp |
| Annual return | -1.86% | 12.02%-13.9pp | 26.14%-28.0pp | 2041.45%-2043.3pp |
| Employer contribution / active EE | $1,372 | $2,841-51.7% | $4,608-70.2% | $2,203-37.7% |
| Participant deferral / active EE | $3,135 | $4,783-34.5% | $6,026-48.0% | $3,192-1.8% |
| Admin fee / account holder | $1,351 | $4,927-72.6% | $8,175-83.5% | $4,297-68.6% |