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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,703 | $138,078-58.2% | $125,363-54.0% | $134,509-57.1% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | -18.30% | 750.49%-768.8pp | 572.15%-590.5pp | 418.13%-436.4pp |
| Employer contribution / active EE | $13,262 | $5,245+152.9% | $4,815+175.4% | $4,741+179.8% |
| Participant deferral / active EE | $11,060 | $7,800+41.8% | $7,447+48.5% | $6,400+72.8% |
| Admin fee / account holder | $533 | $11,566-95.4% | $10,005-94.7% | $11,427-95.3% |