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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,541 | $145,431+260.7% | $211,142+148.4% | $87,485+499.6% |
| Participation rate | 97.2% | 84.7%+12.5pp | 87.3%+9.9pp | 68.9%+28.3pp |
| Annual return | 19.31% | 27.21%-7.9pp | 46.84%-27.5pp | 26.06%-6.7pp |
| Employer contribution / active EE | $23,482 | $4,662+403.7% | $6,442+264.5% | $2,596+804.5% |
| Participant deferral / active EE | $21,022 | $6,859+206.5% | $9,284+126.4% | $4,274+391.9% |
| Admin fee / account holder | $17,643 | $17,052+3.5% | $19,076-7.5% | $7,775+126.9% |