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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $524,541 | $146,267+258.6% | $197,124+166.1% | $82,448+536.2% |
| Participation rate | 97.2% | 84.0%+13.2pp | 86.7%+10.5pp | 68.1%+29.2pp |
| Annual return | 19.31% | 29.61%-10.3pp | 44.34%-25.0pp | 41.64%-22.3pp |
| Employer contribution / active EE | $23,482 | $4,723+397.1% | $6,227+277.1% | $2,551+820.5% |
| Participant deferral / active EE | $21,022 | $7,035+198.8% | $9,135+130.1% | $4,139+407.9% |
| Admin fee / account holder | $17,643 | $14,422+22.3% | $16,298+8.3% | $7,234+143.9% |