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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $396,568 | $138,393+186.6% | $184,256+115.2% | $80,959+389.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 17.36% | 20.01%-2.6pp | 28.85%-11.5pp | 35.67%-18.3pp |
| Employer contribution / active EE | $20,974 | $4,847+332.7% | $6,427+226.3% | $2,757+660.7% |
| Participant deferral / active EE | $19,073 | $7,076+169.5% | $9,133+108.8% | $4,300+343.5% |
| Admin fee / account holder | $13,155 | $10,489+25.4% | $13,899-5.4% | $6,925+90.0% |