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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,494 | $211,224-71.4% | $178,505-66.1% | $145,897-58.5% |
| Participation rate | 50.0% | 80.8%-30.8pp | 77.1%-27.1pp | 80.3%-30.3pp |
| Annual return | 24.94% | 30.28%-5.3pp | 27.16%-2.2pp | 552.29%-527.4pp |
| Employer contribution / active EE | $1,525 | $4,577-66.7% | $3,955-61.4% | $4,663-67.3% |
| Participant deferral / active EE | $2,783 | $6,966-60.0% | $6,280-55.7% | $6,689-58.4% |
| Admin fee / account holder | $235 | $12,109-98.1% | $10,428-97.7% | $13,390-98.2% |