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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,019 | $182,442-51.8% | $163,379-46.1% | $138,895-36.6% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.8%-26.8pp | 79.9%-29.9pp |
| Annual return | 22.50% | 72.74%-50.2pp | 63.41%-40.9pp | 145.39%-122.9pp |
| Employer contribution / active EE | $2,622 | $4,159-37.0% | $3,752-30.1% | $4,194-37.5% |
| Participant deferral / active EE | $5,666 | $6,817-16.9% | $6,282-9.8% | $6,396-11.4% |
| Admin fee / account holder | $0 | $10,396-100.0% | $9,818-100.0% | $12,562-100.0% |