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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,687 | $56,200-38.3% | $67,653-48.7% | $59,633-41.8% |
| Participation rate | 73.1% | 71.5%+1.6pp | 75.7%-2.6pp | 68.7%+4.4pp |
| Annual return | -1.70% | 18506.71%-18508.4pp | 6625.22%-6626.9pp | 2041.40%-2043.1pp |
| Employer contribution / active EE | $1,117 | $1,615-30.8% | $2,266-50.7% | $2,203-49.3% |
| Participant deferral / active EE | $5,172 | $2,843+81.9% | $3,560+45.3% | $3,192+62.0% |
| Admin fee / account holder | $324 | $3,959-91.8% | $4,821-93.3% | $4,297-92.5% |